Do Your Research
The focus is finding a home that meets your needs in the right neighborhood at a price you can afford. It’s important to have a plan in place when you decide to buy. The key is to determine which home style trends appeal to you most, what size and amenities are necessary to meet your needs ,and what areas you might enjoy living in. Once you have a plan in place, Icon Realty will be able to quickly customize a home search that fits your needs.
It is important to do a careful evaluation of your finances when planning to purchase a new home. Some key things to consider are:
- How much cash do you have available to put down?
- How large of a monthly payment can you comfortably afford?
- How much cash do you have for closing costs?
- What home loan programs will fit you best?
Getting a pre-approval
Your loan officer will ask you to fill out a mortgage application and will want to validate your income, assets, and expenses. Afterwards, you will receive your pre-approval! See Icon Realty for a list of preferred lenders that we have vetted, are local, and offer competitive terms.